About Us
Mobiafrica transforms how the automotive industry manages finance and customer onboarding through innovative, seamless, and user-focused solutions.
Our data service enables dealerships to process automotive finance applications faster, assess risk, and verify data in real-time.
- Enhances customer experience with modern technology.
- We empower South African dealerships to streamline operations.
- Our solution enables more vehicle finance applications.
Our Services
Mobiafrica streamlines your customers’ vehicle screenings and onboarding from start to finish.
Individual Verification (KYC)
Confirms the customer is physically present and verifies ID or passport details to ensure authenticity. Cross-checks customers’ addresses against trusted data sources to support accurate verification.
- Automated or Manual Liveness & ID Verification
- Address Match
- Passport Verification
Banking & Financial Verification
Screens bank statements securely to prevent fraud, assesses affordability, and validates personal and business account details.
- All-in-One Bank Statement Retrieval
- Bank Account Individual Verification
- Bank Account Company Verification
- Liveness Verification
- OCR ID & Passport Verification
- RSA ID Number Manual Verification
Compliance & Risk
Screens customers and businesses against AML regulations, sanctions, PEP lists, and adverse media to detect financial crime risks. Supports compliant onboarding, thorough verification, and regulatory checks.
- Anti-Money Laundering and Politically Exposed Person/s
- Enterprise Anti-Money Laundering
Credit Assessment
Provides business credit assessments with company-level risk indicators and access to consumer credit reports. Includes projected income evaluations based on customer’s financial documents to support affordability analysis. VAF assesses the customer’s eligibility for vehicle asset finance.
- Enterprise Credit Check
- Experian Credit Report
- VAF Eligibility Solution
Business Verification
Verifies business registration details with the Companies and Intellectual Property Commission, including entity and director records.
- CIPC Verification
Vehicle Verification & Risk
Checks real-time vehicle finance status directly with banks, including repossession flags, and cross-references police and BACSA databases to detect stolen or flagged vehicles.
- Bank Sought / Bank Owned Checker
- Number Plate System
- DOT Status (Status Check)
- DOT Report
- OBD VIN Verify
Our Platforms
Our Flex Platform offers pre-deal support with access to trusted finance and insurance experts.
Our virtual team handles the entire F&I process.
Why Choose Us?
Mobiafrica enables automotive dealerships throughout South Africa to simplify their operations, reduce compliance headaches, and discover new revenue streams, all on one reliable platform.
Reduced Customer Drop-Offs
We simplify the dealerships customers’ financial journey to reduce drop-offs and keep applications moving. By automating KYC (Know Your Customer) and compliance, the platform cuts manual work and minimises human error for F&I Managers.
Lower Onboarding Friction
Enables fast self-onboarding with minimal data entry through automated document processing, ensuring accurate form completion while reducing admin for customers and F&I teams.
Customer Self-Onboarding
A streamlined, step-by-step digital process enables customers to submit all the required information on their own devices, enhancing transparency and accelerating finance approvals.
API Integration
If dealerships choose not to use the Flex Platform, all services are available via API integration. Systems can connect seamlessly, giving dealerships of any size the flexibility to integrate in a way that suits their operations.
Quick Application Process
Approvals are provided within minutes, streamlining the entire sales and finance process.
Enhanced Data Integrity
Data is captured and validated in real-time, reducing errors and preventing duplications. Our system employs robust, secure data management practices to ensure the highest levels of accuracy and compliance.
Contact Us
Digitalise your dealership customer screenings and onboarding. Fill in the form or enquire about a demonstration from our experienced sales team.